DIVE, TRAVEL, & PRO INSURANCE
INSURANCE QUESTIONS ANSWERED
Protect your dive adventures with comprehensive dive and travel insurance. Whether you're exploring local waters or traveling abroad, having the right coverage ensures peace of mind for medical emergencies, gear loss, trip cancellations, and dive-related incidents. Learn how divers stay safe, prepared, and supported wherever they go.
OPEN Water STUDENT INSURANCE
Student Membership Program Benefits
Student Dive Accident Insurance
24/7 Emergency Hotlines
Digital Access to Medical Information
Dive & Safety Resources
DAN and Dive Assure affiliated instructors may sign entry-level students up for a complimenatary Student Dive Accident Benefits account that covers incidents that occur both in and out of the water during diver training. Student coverage is valid until completion of the last certifying dive, or up to 26 weeks after enrollment, whichever comes first.
RECREATIONAL DIVER MEMBERSHIP
DAN Membership Program Benefits
Access to purchase Diver Accident Insurance
Emergency Medical Transportation
Travel Assistance Benefits
24/7 Emergency Hotline
Digital Access To Alert Diver Magazine
DAN is a non-profit and requires a membership to purchase one of the two membership choices:
Regular
Enhanced
DAN offers individual and family plans.
Ask your instructor for their referral code to sign up.
RECREATIONAL DIVER INSURANCE
Dive Accident Insurance Myths
Dive insurance protects against high‑risk exclusions in regular policies, covering AGE, DCS, and recompression chamber treatments. Read each policy carefully. Things to look for are if there are depth limits. life flights, rescue search plans, recompression chambers, and medical reimbursement vs upfront payments.
TRAVEL
INSURANCE
Travel insurance protects against unexpected costs like medical emergencies, trip cancellations, and lost luggage. With the right coverage, you can focus on enjoying your adventure knowing you’re supported if plans change or challenges arise. Plan are available per trip or an annual policy.
PROFESSIONAL
LIABILITY
INSURANCE
Dive Pro Liability Insurance
Maintaining current professional liability insurance, which is different from travel or accident insurance, is part of good risk management and is required in most areas to remain in teaching/active status. There are individual plans and group coverage plans / business plans. Always inquire which plan is best for you as a divemaster, dive guide, or instructor.